Grow idle funds worry-free with a fixed rate that doesn’t change according to market fluctuations.
Key Features
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Fixed Rates
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Additional Deposits Accepted
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No Setup or Maintenance Fees
Details
- Fixed rate, higher than standard savings
- Provides more guarantee than other risky investments
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $100 minimum deposit to open regular CD
If you want to know how much FDIC insurance your accounts have, use the FDIC's Electronic Deposit Insurance Estimator (EDIE).
*Early withdrawals will result in the following penalty:
- 4-year maturity – 365 days interest

