RMB and BNC Merger

You Asked. We Answered! Merger FAQs
Click here for full merger guide

Merger Weekend:

When is the merger weekend?

  • On Saturday, November 8, BNC and RMB will begin merging all banking center products, services and bank systems. The banks will reopen for normal business on Monday, November 10, 2025.

During the merger weekend, will I still be able to access my accounts?

  • Please refer to the merger guide that was mailed to you for further details. Note:
    • All RMB branches including New Cambria and Bevier will not be open on Saturday, November 8.
    • The BNC branch ATMs may be unavailable during the merger weekend.
    • Continue to use your BNC checks throughout the weekend.
    • Online and mobile banking will not be available. You will be able to enroll in Regional Missouri Bank’s online and mobile banking services on Monday, November 10.

Why will account access be unavailable?

  • Access to your accounts will be unavailable in order to move Bank of New Cambria (BNC) accounts to Regional Missouri Bank (RMB).

Will my information be secure throughout the merger?

  • Yes, your security is always our top priority, and your account information will remain protected as we complete the merger.

What if the merger takes longer than expected?

  • While we do not anticipate any delays, we will post updates on our website and social media pages if the upgrade extends beyond the scheduled November 10 completion date.

 

Post-Merger:

What will change?

  • The bank name will become Regional Missouri Bank.

  • The features of your deposit accounts: You'll enjoy new deposit account types and features.

  • The Federal Reserve Routing Number: Your new Routing Number will be 101909097.

  • Direct deposit: You will need to contact your employer on Monday, November 10 and any other direct deposit sources to give them your new Routing Number, 101909097.

  • Automatic payments: You will need to contact any companies on Monday, November 10 that take automatic payments from your account each month to pay your bills. If your BNC debit card is used to pay for internet services, insurance, etc., provide your new RMB card number to these merchants so your service is not interrupted.

  • Frequency of processing: With real-time processing, your account will automatically be updated when a debit card transaction is processed. The amount of the initial authorization and the actual posted transaction may differ (for example, at pay at the pump gas stations or restaurants when a tip is left).

  • Hours of operation:
    • New Cambria Location:
      • Lobby:
        • Mon-Thurs: 8:00 AM – 3:00 PM
        • Fri: 8:00 AM – 4:00 PM
        • Sat: Closed
      • Drive-Thru:
        • Mon-Thurs: 8:00 AM – 4:00 PM
        • Fri: 8:00 AM – 5:00 PM
        • Sat: Closed
    • Bevier Location:
      • Lobby:
        • Mon-Thurs: 8:00 AM – 3:00 PM
        • Fri: 8:00 AM – 4:00 PM
        • Sat: By appt only
      • Drive-Thru:
        • Mon-Thurs: 8:00 AM – 4:00 PM
        • Fri: 8:00 AM – 5:00 PM
        • Sat: 9:00 AM – 12:00 PM

  • Online Banking access / Mobile Banking App: Bank of New Cambria customers will need to register for Regional Missouri Bank’s online and mobile banking. Please see page 8 of the merger guide that was mailed to you for step-by-step instructions. If you have scheduled online transfers between accounts or loan payments, you will need to reset them up through RMB’s online banking once you log in. These transfers will not carry over during the merger.

 

What will stay the same?

  • Your deposit account numbers: Your account numbers won't change unless you are contacted by RMB.

  • Your loan account numbers: Your account numbers won't change unless you are contacted by RMB.

  • Your loan payment schedule: Continue to make your loan payments as scheduled.

  • Your accounts remain FDIC insured: All Regional Missouri Bank deposit accounts remain insured by the FDIC up to the maximum amount allowable by law.

  • Your internal account transfers: Your established funds transfers will remain in effect.

  • Same outstanding customer service: You'll continue to receive the same outstanding customer service you have received from the staff in New Cambria or Bevier, as well as at all the other RMB branches.


Will my debit card work during and after the merger weekend?

  • Your BNC debit card will work until 4:59 PM Friday, November 7. Your RMB debit card will work after 5:01 PM Friday, November 7.


Will my BNC checks continue to work?

  • Your BNC checks will only be honored until April 30, 2026. Please contact your branch to order new checks by March 1, 2026.


What is the RMB Routing Number?

  • If you order checks from a third party, please use RMB's Routing Number: 101909097.


How do I know what my new account type(s) will be?

  • Based on your former BNC account type, transaction history and balance, we've done our best to recommend an account type that will meet your needs. Please see pages 6 and 7 of the merger guide that was mailed to you for a list of BNC account types and the new, corresponding RMB account. If you need to change account types, please contact your New Cambria or Bevier branch staff members.


Do you offer any special services for customers over the age of 50?

  • Yes, we do. Please stop by or call the branch to learn more about our Re'SPA program.


Do you offer a special savings account for children?

  • Yes, we do. Please stop by or call the branch to learn more about our Greenback Jack Savings program.


Will my account number or loan number change?

  • No, unless you are contacted by RMB.


Will my Certificate of Deposit (CD) change?

  • No, RMB will honor the rate and term on existing CDs you opened with BNC until they mature.


Will interest rates on my deposit account change?

  • All checking, savings and money market accounts will be paid at RMB's current posted rates after the merger. Contact your local branch for current rates.


Who will be the custodian of my Individual Retirement Account (IRA)?

  • RMB will become the custodian of your IRA.


Will I have access to my previous bank statements?

  • Statements can be printed for free prior to your BNC Online Banking access being closed. To ensure you have access, we recommend printing any needed statements before the end of the day on Thursday, November 6. Copies of BNC bank statements can also be obtained by contacting your local branch after the merger, if needed. Standard fees ($2.00) will apply per statement copy. Your final BNC statement will be mailed to you and will not be available through online banking.


What is the RMB website address?


Will my Online Banking User ID and password change?

  • Yes, you will be able to choose your personal user ID and password when enrolling.


What will happen to my internal account transfers?

  • If you have scheduled transfers between accounts, loan payments, safe deposit box payments or interest payment transfers, your transfers will be transitioned during our merger.


Can I still access my safe deposit box?

  • Yes, continue to use your safe deposit box as normal. The pricing and billing schedules for the safe deposit boxes may change in the future. You will be notified in writing prior to any changes. The annual billing cycle will change to August 15th for ALL safe deposit boxes. The next billing will be August 15, 2026.

 

Call-Out:

I have additional questions. Where can I go for help?

  • Please visit your local branch, give us a call at 1-800-748-7336 or send us a message on our Contact Us page. We are always happy to assist you!

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