What is a Digital Wallet and Why Should you Use One?
In today’s fast-paced world, managing your money should be effortless and secure. Which is exactly why digital wallets are becoming the preferred choice. A digital wallet is an app on your smartphone that organizes your credit and debit cards, transit passes, boarding passes, tickets, and more all in one place. Whether you're shopping online, paying at the grocery store, scanning a boarding pass, or sending money to a friend, a digital wallet makes managing your finances easier and safer. It lets you carry less while always being ready to do more.
Why should you use a Digital Wallet?
1. Convenience
No more searching for your cards or cash. Just simply tap your phone or scan a QR code to pay regardless of whether you're at the store, online, or even at a vending machine.
2. Organization
Using a digital wallet gives you centralized control by keeping all your cards, receipts, tickets, and even IDs in one convenient place.
3. Security
Digital wallets use advanced fraud prevention and safety features like:
- Encryption
- Tokenization (your card number is never shared)
- Biometric authentication (Face ID, fingerprint)
All these features often make a digital wallet safer than carrying physical cards.
4. Speed
Digital wallets simplify the checkout process, which helps you save valuable time. Many apps and websites offer autofill features for your payment and shipping details, making your online purchases faster and more effortless.
How do I use my Regional Missouri Bank debit card with Apple, Google or Samsung pay?
Apple Pay
- Open or download the Apple Wallet app.
- Tap the Add icon (+).
- Tap Debit or Credit Card and follow the steps.
Google Pay
- Open or download the Google Wallet app.
- Tap Add to Wallet (+).
- Tap Payment Card.
- Tap New Credit or Debit Card and follow the steps.
Samsung Pay
- Open or download the Samsung Wallet app.
- Tap Add icon (+).
- Tap Payment Card.
- Tap Add Credit or Debit Card and follow the steps.
At Regional Missouri Bank, we’re committed to helping you bank effortlessly and securely. That’s why our debit cards are supported by a wide range of digital wallets. You can easily link your RMB debit card to your favorite wallet and start enjoying faster, safer payments today. If you need assistance setting up your digital wallet, stop by one of our nine branches, or call us today.